Blue Cash Preferred® Card from American Express
The American Express Blue Cash Preferred® Card has countless ways to get your cashback.
This card offers you back $ 300 in cash after spending $ 1,000 within three months of opening an account. It also returns you 6% cash up to $ 6,000 spent each year in US grocery stores and 6% cash on select US subscription services.
You can also earn 3% from transit, including horseback riding, taxis, parking, tolls and trains, and 3% from petrol. You earn 1% cash on all other purchases.
There is a $ 95 fee per year for this card, along with a 2.7% foreign transaction fee.
HSBC Cash Rewards Mastercard®
If you are looking for solid annual bonuses combined with no annual fees, HSBC Cash Rewards Mastercard® may be the right credit card for you.
This card offers an annual bonus of 10% on all cash prizes won in the previous year. It also returns you 3% cash on first-year expenses of up to $ 10,000. So you will essentially earn 3.3% in the first year up to this $ 10,000 threshold. Then you will earn not too worn out 1.5%.
There are no annual fees for international transactions.
The best cards for rotating bonus categories
Chase Freedom®
This card offers you back $ 150 in cash after spending $ 500 within three months of opening an account. You’ll also earn 5% cash up to $ 1,500 spent quarterly on merchants in select categories and 1% cash on all other purchases.
However, maximizing your money back involves some work on your part. The categories of merchants presented change quarterly and you must log in to “activate” them to receive the bonus.
There is no annual fee for this card, but it has a 3% fee for a foreign transaction.
Discover it®
Here’s another card that offers you a 5% refund of up to $ 1,500 spent quarterly on merchants in select categories, and a 1% cash refund on all other purchases. Discover will also match the money you earned in the first year of your account.
And as with the Chase Freedom® card, here’s a little work to do. The categories of merchants presented change quarterly and you must log in online to “activate” them to receive the bonus.
There is no annual fee for this card. There are no 3% fees for foreign transactions.
American Bank Cash + ™ Visa Signature® Card
The prizes you can win with the Capital One Bank Bank Cash + isa Visa Signature® card are very personalized.
With this rotating category card, you can choose two bonus categories for 5% cashback. There are 11 categories to choose from. So, if you are a complete food that spends a little at Whole Foods, you can increase your rewards with each visit to the grocery store. But you can also choose to earn in restaurants, for those days you do not cook. This bonus is limited to purchases of up to $ 2,000 per quarter. Then you will earn 1%.
But that’s not all. You can also choose another category to win 2% cashback indefinitely. And all other expenses will win a 1% prize.
You will also receive a $ 150 new bonus per cardmember after spending $ 500 on eligible net purchases in the first 90 days of account opening.
There are no annual or foreign transaction fees with this card.
